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Welcome to West Cumbria Credit Union - Allerdale branch

.. the credit union for everyone who lives or works in Allerdale

New members can borrow with no previous credit union savings history by using our Handy Loans service. These quick loans are usually available within 5 working days; dependent on a satisfactory application. Click here to apply for a Handy Loan

Applying for a loan based on savings

New members who have saved a minimum of £50 for two months and have demonstrated a pattern of regular saving can apply for a standard credit union loan.

Lump sum deposits are acceptable. For new members these must be deposited for at least three months before they can be used as a basis for loans. For existing members, they must be deposited for one month.

Click here to apply for a credit union loan

Junior saving accounts

It is free for all children under 16 to join the Allerdale Credit Union - and all the money saved by them is available to withdraw again at a later date. Junior savers are issued with their very own Passbook and 'deposit' and 'withdrawal' slips.

Click here to find out more junior savings

The credit union for everyone

Sue Hayman MP

"Credit unions provide an excellent alternative to high-cost lenders and the 'too big to fail' high street banks. Your savings are guaranteed and if you need to borrow, you know you can afford the repayments. I am excited that my savings will be recycled as a local loan, keeping my money working in the community."

Sue Hayman MP

Credit unions are for everyone

Credit Union Offices

01900 816111
Wood Street, Maryport
Tue - Fri, 11:00 - 14:00
01900 63642
Moorbanks Road, Workington
Tue - Thu, 11:00 - 14:00

More Information Centres & Collection Points

Loan Slider

£100 How much? £1000

Loan total: £

26 weeks How long? 52 weeks

Weeks to loan for:
Doorstep lender
Allerdale Credit Union
Weekly repayment

Loan () + interest ()

This loan slider is for illustration purposes only and may differ slightly from an actual quote provided by the credit union

Apply for a Handy Loan

You do not need to be an existing member to apply, nor have savings with the credit union. Just complete the online form and forward your last two months' bank statements to the office - by post or email.

If successful, your loan will be paid directly into your bank account by BACS 'Faster Payments' as soon as we have your signature on the Loan Agreement, you have arranged the repayment Standing Order, and you have joined the Allerdale Credit Union. We aim to have your funds available for you in your own bank account within 5 working days of receipt of your completed application.